Easy Ways to Start Saving Money
How to start saving money? Yeah, yeah. You will not be able to take your money with you to the grave. But you will also be nearer to your grave if you have no money. So better start learning and understanding how to handle your finances properly, right?
Many people do not like to start out on this endeavour because either they don't want to be looked upon as stingy, or they simply feel deprived when they do not spend to satisfy their whims. But if you do not start learning how to unlearn your unwise big spender habits, you might be found lying on the sidewalk quite soon. Do you really want that to happen? Of course NOT, right? So here's what you can do to avoid becoming one of those pitiful beggars ...
Spare Change Does Matter : Never lose those spare coins because they matter. Try saving them in a cookie jar or in any container you do not use. Believe it or not, there are many folk who have made their dream vacation come true just by saving their loose coin savings. After a day's work, simply put all your loose coins in a jar? You could purchase a cheap piggy bank for this purpose. The glass made ones are a good idea because it avoids you breaking it open too soon, unlike the plastic ones which you can open anytime you can't get over the temptation.
Let Technology Be Your Friend : Depositing money into your savings account manually can be a tedious for many. But if you let advanced technology lend you a hand, you can easily do that by setting up an automatic transfer from your checking account to your savings account. Online banking has made it easy for the savings-savvy but lazy people out there. You just log in through your Internet-connected computer and do an online transfer to your savings account. Another way to explore the potential of the Internet to let you save is through traveling cheap with the help of online scourers for cheap flights. Just key in "travel cheap search engines" and you will see a large selection of results that will lead you to a non-bank-breaking travel arrangement.
Learning the Trading Game : Ever did baby-sitting for your neighbors in teen years? You can still do that now while you save. Who would have realized that keeping an eye on an extra kid while playing with your own kids can save you some bucks? How? Trade services by having a free ride to your office in exchange for a baby-sitting favour. Do you pack lunch for your husband? Ask if he knows some office friends who would like to have brown-bagged food prepared in exchange for a ride home. You might even be able to turn those little favors into a small business!
Save Electricity Living in the City : You do not have to forget about the urban life while you save. You can do away with some electrical appliances, though. For example, instead of using a vacuum cleaner for cleaning your carpets, a carpet sweeper can do the job just as well. Lawn mowing can be done manually through the help of a pair of shears and maybe an extra pair of hands. You could even use the manual lawn mower as a bonding time with your partner. Just be a little bit more creative than usual and you will quickly see how you can save in the process.
Entertainment is Cheap? : Maybe you are used to having a late night out with your partner almost every week to unwind. If you are into fine dining, how about learning how to prepare one romantic candle-lit dinner yourself? Aside from the chef skills you will hone, your partner will surely have another good-cookie point recorded for you. And if you are into movie going, you can save and be better entertained by first reading reviews online before going to just about any movie that is being shown. Reviews can have a big impact on your itch to watch. And would you like to save big time? Avoid being a couch potato! Watching TV can make you succumb to impulse purchases.
All these things cannot be carried out well without a good amount of self-discipline of course. Also, taking that first step really will jump-start your saving feat.
Good luck and start saving money TODAY!